As an independent broker, we help you compare carriers.

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Industries we serve include:
• Crop farms
• Homestead and small-acreage farms
• Orchards
• Vineyards
• Wineries
• Breweries
• Agritourism operators
• U-Pick Farms and Farmer Markets
• Dairy Farms - Creamery
• Specialty crop growers
• Produce stands and roadside markets

Common coverage solutions:
• Property and equipment insurance
• General liability and agritourism liability
• Workers’ compensation
• Farm vehicle and trailer coverage
• Crop & product liability (where available)

We insure a wide range of animal service providers, from equine professionals to pet-based businesses.

Industries we serve include:
• Dog training
• Dog grooming
• Dog daycare & pet boarding
• Animal rescue organizations
• Animal-assisted therapy programs
• Equine instructors & trainers
• Boarding barns & lesson barns
• Breeding operations
• Equine events
• Rodeo Events

Common coverage solutions:
• General liability
• Professional liability (trainers, behaviorists, therapists)
• Care, Custody & Control coverage
• Animal bailee coverage
• Property coverage for barns, kennels & equipment
• Commercial auto for animal transport

We insure the businesses that maintain homes, land, and structures.

Industries we serve include:
• Landscaping contractors
• Tree trimming & removal services

• Power washing businesses
• General contractors
• Roofers
• Electricians, plumbers, painters,
• Small Engine & repair companies

Common coverage solutions:
• General liability
• Tools & equipment coverage
• Workers’ compensation
• Commercial auto
• Inland marine for mobile equipment

Businesses in this category serve the public and require tailored liability and property protection.

Industries we serve include:
• Wedding venues
• Event barns
• AirBnB hosts
• Short-term rental properties
• Bed & Breakfast establishments
• Mobile Food trucks
• Farm-based event spaces

Common coverage solutions:
• Premises liability
• Guest liability
• Property & equipment coverage
• Liquor liability (if applicable)
• Business interruption

Whether selling, producing, or servings seafood, these businesses face unique spoilage and liability risks.

Industries we serve include:
• Crabs
• Fish Farms
• Oyster Farms
• Fish & Seafood Wholesalers
• Commercial Fishing Captains
• Marinas
• Seafood Restaurants 

Common coverage solutions:
• General liability
• Spoilage & contamination protection
• Property & refrigeration equipment coverage
• Workers’ compensation
• Liquor liability (when applicable)

We insure the businesses that transport products, equipment, and agricultural goods.

Industries we serve include:
• Grain haulers
• Agricultural transporters
• Commercial trucking risks
• Equipment haulers
• Livestock haulers
• Delivery and small fleet operations

Common coverage solutions:
• Commercial auto
• Motor carrier & cargo insurance
• Trailer protection
• Liability & physical damage coverage

Local businesses and service providers face everyday risks that require flexible, affordable coverage.

Industries we serve include:
• Farrier
• Taxidermist
• Mobile Farm Equipment Repairs
• Butchers
• Animal Haulers

Common coverage solutions:
• Business Owners Policies (BOP)
• General liability
• Professional liability (when needed)
• Property coverage
• Commercial auto

• Provides financial protection if an insured animal dies due to accident, illness, disease, or sometimes humane euthanasia (when medically necessary) 
• Functions similarly to life insurance for high-value animals, paying out an agreed or market value 
• Often includes optional coverages like: 
  • Major medical / surgical 
  • Loss of use (common in performance horses) 
  • Transit coverage (while being transported)

   

• A policy designed to help cover veterinary costs for everyday companion animals 
• Typically applies to dogs and cats (and sometimes small animals like rabbits or birds depending on the carrier) 
• Works as a reimbursement model—the owner pays the vet, then gets reimbursed based on the plan 
• Helps manage unexpected, high-cost medical bills rather than routine ownership costs

The New Age of Agiculture.

Industries we serve:

• Aquaponics
• Hydroponics
• Aeroponics
• Vertical Farming
• Drone Spraying 
• Solar Farms

• Bioenergy- Bioenergy from cow manure is created through a process called anaerobic digestion, where microorganisms break down manure in an oxygen-free environment to produce methane-rich biogas. This gas can be used to generate electricity, heat, or renewable natural gas, turning farm waste into a valuable energy source while reducing odors and environmental impact. 

WE HAVE CARRIERS TO COVER ALL THESE RISKS.

• Access to multiple highly rated insurance carriers
• Expertise across agriculture, hospitality, trades, animal services, and transport
• Personalized guidance—not generic quotes
• Local experience in Maryland, Pennsylvania, Virginia and surrounding regions
• Ongoing support with renewals, certificates, and service

We take the time to understand your business, explain your options clearly, and help you build coverage that protects what you’ve built.